New in Uganda!

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Quick and easy access

to financial resources whenever you need

Flexible and easy salary loans soon in Uganda! Need money? Check how easy you can get money with Zenka!

What is Zenka?

Zenka finance limited is a financial services provider in Uganda extending credit to the retail customers. We offer both salaried and non- salaried loans.

The mission of Zenka Finance is to introduce balance and harmony in the financial world of every customer by providing smart financial products to people who need them right here and right now.
This is because, at Zenka Finance, we believe in people and their potential. Therefore, by helping in an emergency, we give a chance to return to balance, both psychologically and financially.

Zenka’s products

Zenka Finance products include salary loans and single payment loans.

Salary loans; we extend financial credit to salaried employees in both the public and the private sector.

Civil servant loans include salary loans, loan top-ups, and buy-offs. These loans give quick and handy access of funds to meet personal, business and emergency needs and are paid back in agreeable installments and time period. The public sector includes employees from the Local government & Municipal councils, Ministries, Uganda Police, Prisons, Courts of Law, Public Universities, Referral hospitals and many more.

Under the Private sector, we offer loans to first-time borrowers, loan top-ups and buy-offs to employees who may need quick financial assistance to meet their personal, business or emergency needs. These can be paid back in manageable monthly installments at affordable rates. The private sector includes all privately owned entities like corporate companies, NGOs, schools, hospitals, etc.

Single Payment Loans (SPL); financial assistance is extended to individuals in need of quick cash and is paid back as a one-off at affordable rates. Don’t let a bright idea go to waste due to lack of finances, get a quick fix to help you execute your entrepreneurial dream or salary advance to help you sort your unforeseen expenses.

We leverage to building strong relationships with our client to give us a better understanding of their need in order to develop a product that satisfies their demands.

Zenka Uganda

We believe in people’s potential

At Zenka Finance, we believe in people and their potential. We also know that every potential, every spark must sometimes be fed with instant cash so that ideas and needs can be realized.

That is why we provide financial tools that break the rigid structure of banks and bureaucracy. With us, the decision to grant a loan and support your ideas takes place instantly.

Everything starts from the phone

At Zenka Finance, we’ll complete all your financial operations with your phone. Thanks to this, you have access anytime and anywhere to our financial services.

Forget about bank queues and prolonged credit evaluations. At Zenka Finance, you are always the first in line.

We will make your dreams come true with great joy.

Zenka Uganda
Zenka Uganda

Thrive with us

We dream about a world in which people can grow, both in their personal and professional lives. Our mission is to introduce balance and harmony in the financial world of every Customer by providing smart financial products to people who need them right here and right now.

Easy access to financial services eliminates social differences and gives more business opportunities. We give a helping hand to people of all ages and from all social layers to stimulate their development and growth. This results in the continuous progress of their Country and the entire World.

Heaven for rising stars

Do you want to positively change the World and become a part of something bigger? Are you passionate about ML (Machine Learning), AI (Artificial Intelligence) or a specialist in your field? Write us and join the Team!

JOIN OUR TEAM

What people say about us

We provide financial services instantly and responsibly. We help thousands of people in Uganda every day. We extend our thanks for your trust.

One might wonder what I mean with the above (and I don’t blame them because I was once like that) until I one day found myself in a difficult financial situation that even my salary could not fix. It was around this time that I learnt about the Zenka salary loan that had affordable interest rates (compared to other competitors) and alas! My issue was fixed within hours and I have never looked back. Thank you Zenka Finance Limited.

Adroa"My salary, my security"

Dear Zenka finance, thank you for making life so easy for me. Two years ago I borrowed a loan from a microfinance (name withheld) and had been paying promptly till I one day found myself in a fix and needed quick cash, when I approached Zenka finance to apply for a loan, they not only gave me the cash but also bought off my previous loans thus centralising my debts and thus making my payment plan easier…. I recommend Zenka finance to everyone any day ,any time.

Kaikara

Zenka finance is astounding, within one day my loan was released and the entire process was smooth and friendly. I was even promised an extension and top up at friendly interest rates. Thank you Zenka and I encourage everyone to make use their services.

Sanyu

Njagala kwebaza aba Zenka onkunzija mu kasera akazibu ate mubwangu ddala. Ebya maguzi byange babikwatira Entebbe mu byemisolo nenesanga nga silina ssente zimala kubisasulira. Mukwano gwange kwekundagirira okugenda ku office zabwe nsabe loan (kuba naye bamutasako). Newandisa nga leero nembawa nebikwakwirizo ebyetagisa,olunaku olwaddako nebankubira okukima sente ,era nenkiliyalinga ebyamaguzi byange nebasasula….kati bwenfuna ebizibu bya sente ...zenka wenzilukira…thank you Zenka.

Bwanbale

Why Zenka Finance

Diversified products

At Zenka we have products for everyone that suits their need.

Simplified application process

We make it easy to access a loan within a short time (24hrs).

Convenient locations

We have branches all over the country making it easy to access our services from anywhere within one’s preference.

Easy and fast

Minimal prerequisite conditions to obtain a loan.

Rates

Attractive interest rates.

Conducive payment options

With Zenka you can repay a loan through the mobile wallet, the bank (through use of cheques and standing orders) as well as cash payments.

Friendly customer service

Friendly customer service (through customer care team and sales team) that bridge the gap between the customer and client thus a healthy relationship.

Flexibility

Flexible payments terms with a possibility of loan extensions.